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I you are unable to work it is time to seek disability. Find a local attorney and make an appiontment to talk with them about filing. If you currently mak regular doctors visits this will work in your favor. I was in your boat too so here is what i did. Whats wrong with you can indeed be considered a disability that can keep you fromk holding a job. Once you find an attorney talk to them about losing your home sometimes the attorney will intervine and assist you in keeping your home.

I am so sorry to hear about yur situation I live in Indiana and we are no better here with the job market. Have you tried all yur local employment agencies? The temp agencies are not always ideal but can provide you a job for short sets of time, and can be right back on trying to find you another ifyou are layed off. There are programs through your community action to help with you energy bill that may take off some of the wieght of expenses. Make sure to get your kids on medicaid this governement insurance will make sure that your kids can go to the dentist and doctor and get perscriptions with no cost to you. Now here is another job idea. All areas have a progam through your local unemployment agency that will help train you for jobs that are available if you do not have the training to do it. For your home i hae a couple of ideas. I took realestate courses and am currently studying to be a paralegal.

Idea one is: Go to your bank and ask them for an extention regading your children. Most times they will help you ifyou hve children that are under the age of 5.

Idea two: Visit your court house locally and talk to your couty clerk and see if there is anyway that you can get an extension on the foreclosure sometimes your local area zoning and clerks office can get involved if you have small children.

Idea three: If you have made your payments on time up until the time that your husband was laid off you are ahead of the game. You can get another mortage company to buy out your current mortage, bu your interest rate will most likely go up and can fluxuate. but you will have anew start, and this beats losing your home. I will do some reasearch and I will post again soon. I have a close friend that use t live in the Chicago Area and I will see what they have to offer. try these ideas first It takes times and diligence but you can do this look online for loan companies that will buy out forclosing mortgages. Let me know how the search is going or i there are any questions that you have that I might be able to answer I will try my best

Good Luck

Valere McCauley

Imust say i agree I am disabled and looking for a way to make a living for my family but i cannot so the work that i use to so i have t go back to school and find a career that i can do with my disability. My monthly check just ist enough even the assistance i recieve for food isnt enought to feed us for the month and all my monthly check is eatin up with bills. I need some good advice and a listening ear. I thank god everday to have a place to live and my car is paid for so I am not the worst off by far, but i am trying to do better just need someone with some knowledge in this to send some info my way. But you are right there is always someone worse than we are and we need to spend time thinking about how lucky we really are and less time wishing we had more. Greed is a horrible thing, be happy ifyou hav enough and have wonderful people around you to share your life with.

Thanks so much

Hi there I am 33 and disabled with a daughter and a husband who has a large amount of medical problems and I am trying to go back to school with an online program becasue i am disabled but the money I get every month isnt enough.I get food assistancve but not much since i make a small income I am punished with very little food help. My bills eat almost every penny i make a month and so there is no extra money to buy food to supplement what the government wont give me. I make 100.00 in foodstamps to feed 3 people for an entire month. This has driven me to get a degree in a career that i think that I might be able to do even with my disability I cannot let my daughter stuggle like this and my entire family hurt like this.  So I have t put all the pain aside,but now i have to figure out how to make it until I can get my degree. I require so much meds that are too expensive not to have insurance so I have to have a position that will provide a good insurance once i graduate. I NEED HELP MAKING THE BILLS AND BUYING FOOD UNTIL I GRADUATE!